Usually you need 5% downpayment, but there are programs available where you can put zero down. See our special of the month for details.

It is usually a good idea to get a home inspection done to make sure that everything is sound with the home you are buying.

If your rate is going down by as little as .375% it is a good time to refinace if you can refinance with no closing costs. Talk to Five-Star loan officer today if this sounds like you.